![]() Please call the credit union for the most up to date rate information. To qualify for membership, you must open a savings account with a minimum deposit of $5. Rates and terms are subject to change at any time. Additional terms and conditions may apply. Applicants are subject to credit approval and PFCU underwriting guidelines. Any member that has financed their mortgage with PFCU in the last twenty-four (24) months is not eligible for this program. All applicants with a loan to value over 80% require Private Mortgage Insurance (PMI), which is funded by the applicant. Maximum loan to value (LTV) is 90% for purchases and 80% for all refinances. Maximum loan amount of $647,200 and the minimum loan amount is $100,000. Home purchase applicants will also be responsible for survey costs, home inspection costs, and all settlement items between the applicant as buyer and seller for the purchase of applicant’s home. Refinance and new purchase applicants will be responsible for interim interest, funding an escrow account for property taxes and insurance, and all title insurance costs and attorney fees. The Flat Fee is non-refundable and payable upon return of the signed Initial Disclosure Package. *The Flat Fee Mortgage Program is available to borrowers purchasing or refinancing 1-4 family owner-occupied properties located in NJ and PA. *Instant Decision not available for Home Equity or Mortgage Loans. We’re here to assist you in finding the right mortgage product and loan terms to meet your needs and budget. Whether buying or refinancing, you can count on PFCU to be your home buying partner. ![]() ![]() Please carefully review your downloaded transactions after completing the migration instructions to ensure no transactions were duplicated or missed on the register. The following services may not work during the outage: Users are encouraged to download a QFX/QBO file during this outage. Intuit aggregation services may be interrupted for up to 5 business days. You will complete the deactivate/reactivate of your Online Banking connection to ensure that you get your current Quicken or QuickBooks accounts set up with the new connection. This is the action date for the remaining steps on the conversion instructions. Please make sure to complete the final download before this date since transaction history might not be available after the upgrade. Please use the dates provided below:Ī data file backup and a final transaction download should be completed by this date. The conversion instructions reference two Action Dates.
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